Sponsored by: ATX Mortgage Lending, your trusted source for home loans and mortgage loans. Company NMLS # 2445761. Cloe Sill, a skilled mortgage broker NMLS # 2454632, is here to assist you with various refinance options and home refinance solutions.
Whether you're looking to purchase your first home, your fifth home, or explore home refinance options, our mortgage broker is here to help you navigate your choices with the best home loans and mortgage loans available.
NMLS # 2454632
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What to be on the look out for in the next few months
FHA home loans are a type of mortgage loan insured by the Federal Housing Administration (FHA), which enables borrowers to access low mortgage rates with a minimal down payment. These home loans also offer various refinance options for those looking to improve their financial situation, making it easier to work with a mortgage broker for tailored solutions.
The VA Loan offers veterans access to federally guaranteed home loans that require no down payment. This program was designed to assist veterans and their families with housing, including various refinance options for those looking to adjust their mortgage loans.
If you're looking to buy a home in a rural or suburban area with no down payment and minimal investment, you might want to explore USDA Rural Development Loan options. These home loans can be an excellent choice for those seeking affordable mortgage loans. Additionally, consulting a mortgage broker can help you understand your home refinance and refinance options better.
A jumbo loan is a type of home loan used to finance properties that exceed the limits of a conventional conforming loan. In most counties, the maximum amount for a conforming loan is $806,500, as set by the Federal Housing Finance Agency (FHFA). Therefore, homes that surpass the local conforming loan limit typically require a jumbo loan. If you're considering your refinance options, speaking with a mortgage broker can help you understand how jumbo loans fit into your overall mortgage loans strategy.
The federal government guarantees HECM reverse mortgages as a viable option for homeowners aged 62 or older. With this type of loan, you can access funds from your home without the burden of monthly mortgage payments—only paying interest on the remaining balance. This can be an attractive alternative among home loans and various refinance options available through a mortgage broker.
The Shining Star Hero Program offers homeownership opportunities through various home loans for heroes in our community! This includes teachers, first responders, EMS, law enforcement officers, firefighters, and healthcare professionals. If you're looking for mortgage loans or refinance options, our program is designed to support you in achieving your dream of homeownership.